Boiler and machinery insurance indemnifies a business for damages to:

• A. Vehicles and personal property
• B. Boilers, machinery, and various electrical devices
• C. Workplace injuries
• D. Office equipment and furniture

Answer: (B)

Boiler and machinery insurance is specifically designed to cover losses related to the operation of boilers, machinery, and various types of electronic equipment. This insurance protects businesses from the financial consequences of mechanical breakdowns, explosions, or failures that can lead to significant property damage or business interruption.

The focus of this insurance is primarily on equipment used in production processes, heating systems, and various electrical devices, which are crucial for a business's operations. By providing coverage for these specific items, boiler and machinery insurance ensures that businesses can recover from losses that may arise from the malfunction of their critical machinery and equipment.

Other options in the question refer to types of coverage that fall outside the realm of boiler and machinery insurance. For example, vehicles and personal property are typically covered under auto or property insurance policies, while workplace injuries would be addressed by workers' compensation insurance. Similarly, office equipment and furniture would be covered under a general commercial property policy rather than boiler and machinery insurance. Thus, the emphasis on covering boilers, machinery, and electrical devices makes the selected answer the most appropriate choice in the context of this insurance product.