What does marine insurance specifically cover?

• A. Items being transported
• B. Liability for accidents
• C. Health insurance for travelers
• D. Fire insurance for homes

Answer: (A)

Marine insurance is designed to provide coverage for goods and cargo as they are transported over water, which is why the correct answer is related to items being transported. This type of insurance specifically addresses the risks associated with maritime operations, including potential perils such as sinking, capsizing, weather-related damage, or theft while goods are in transit.

In contrast, liability for accidents pertains to general liability insurance rather than marine insurance. Health insurance for travelers focuses on medical coverage for individuals traveling, which is outside the scope of marine insurance. Fire insurance for homes deals with property protection against fire damage, which is not relevant to the marine context. Therefore, marine insurance distinctly covers items during transit, making that answer the foundational aspect of its purpose.