What is an example of a liability that could arise due to negligence on the part of a professional service?

• A. Personal injury
• B. Property loss
• C. Malpractice
• D. All of the above

Answer: (D)

Negligence by a professional can lead to various types of liability, including malpractice, personal injury, and property loss.

Malpractice specifically refers to negligence that occurs in a professional context, particularly within fields such as medicine, law, or accounting, where the professional fails to adhere to the standard of care expected in their profession. This can result in harm to clients or patients, leading to liability claims against the professional.

Personal injury is a broader category that encompasses any physical harm suffered by an individual due to another's negligence, including professionals. If a professional's negligent actions result in an injury to a client, the professional may be liable for that injury.

Property loss also falls under the umbrella of potential liabilities stemming from negligence. For instance, if a contractor does not follow safety protocols and damages a client's property during a project, this could lead to liability for the property loss.

Since negligence in professional services can result in all these forms of liability, the comprehensive option capturing malpractice, personal injury, and property loss accurately reflects the types of liability that can arise from professional negligence. Thus, the inclusion of all these examples as potential liabilities demonstrates the breadth of consequences that can stem from negligent professional conduct.