Which form provides coverage for injury and damage to a third party under a farm insurance policy?

• A. Farm Liability Coverage Form
• B. Property Damage Form
• C. General Liability Form
• D. Crop Damage Coverage Form

Answer: (A)

The Farm Liability Coverage Form is specifically designed to provide coverage for bodily injury and property damage incurred by third parties due to the operations or activities conducted on the farm. This type of form addresses the unique risks associated with farming operations, including accidents that may occur on the property and injuries that may arise from farm-related activities, thereby ensuring that the farmer has protection against liability claims.

In contrast, other options focus on more specific aspects of insurance. The Property Damage Form generally pertains to damage to the insured's property rather than third-party claims. The General Liability Form, while it also covers third-party claims, does not cater specifically to the distinctive risks associated with farming activities. The Crop Damage Coverage Form is focused solely on protecting against loss or damage to crops, which does not include liability coverage for injuries or damages to third parties. Therefore, the Farm Liability Coverage Form is the most suitable choice for addressing those specific risks inherent in agricultural operations.