Which method of dispute resolution employs appraisers and an umpire?

• A. Concilitation
• B. Negotiation
• C. Appraisal
• D. Mediation

Answer: (C)

The method of dispute resolution that utilizes appraisers and an umpire is the appraisal process. This process is typically invoked in property insurance claims where there is a disagreement over the amount of the loss. When parties cannot agree on the value, each party selects an appraiser who then assesses the damage or loss. If the two appraisers cannot reach an agreement, they can appoint an umpire to make a final decision.

This method is specifically designed to handle disputes relating to the valuation of claims rather than broader negotiations or mediations. Conciliation and negotiation generally involve discussions between parties without the formal structure of appraisers and umpires. Mediation, while also a method of resolving disputes, involves a neutral third party facilitating a discussion to help both sides reach an agreement, without the specific focus on appraisers and an umpire relevant to property loss assessments. Thus, appraisal is the correct and applicable answer for this scenario.