Which of the following provisions in crop insurance covers both crop-yield losses and reduction in crop quality?

• A. Coarse Grains Coverage
• B. Small Grains Provision
• C. Harvest Insurance
• D. Quality Yield Protection

Answer: (B)

The provision that covers both crop-yield losses and reductions in crop quality is Quality Yield Protection. This type of coverage specifically addresses the risks associated with not only losing a certain quantity of crop yield but also experiencing a decline in the quality of the crops produced.

In crop insurance, quality is a critical factor since lower quality crops can command a significantly reduced market price, thus affecting the overall financial return for the farmer. Quality Yield Protection aims to provide a safeguard against the financial impact that deteriorating crops can have, whether due to disease, unfavorable weather, or other factors that might reduce both yield and quality.

The other options are more limited in scope or focus on specific types of crops or harvest scenarios rather than encompassing the comprehensive quality aspect along with yield. Quality Yield Protection ensures that producers are covered for the totality of the loss, providing them with peace of mind and financial support in challenging agricultural conditions.